Is there an FDIC protection on my USD account?

Your USD account is domiciled in the UK and regulated by the FCA’s e-money regime. The FDIC insurance does not apply to your account. However, the cash in your account is safeguarded with large global financial institutions – which means that it is ring-fenced and can’t be used by Winvesta or its E-Money Institution (EMI) partner for lending, investing, or operations. Unlike the FDIC insurance limit of $250,000, there is no cap on the amount that is safeguarded in your multi-currency account.